Credit Rating

RATINGS SUMMARY

CREDIT RATING – Entity

CURRENT

PREVIOUS

Long -Term

AA –

A+

Short -Term

ST-2

ST-2

Publishing Data

18 Aug 2021

05 Aug 2020

RATINGS EXPLANATION

AA –

Claim paying ability (CPA) of Sena Kalyan Insurance Company Ltd. With a stable outlook.

A+

Investment grade. High credit quality and low expectation of credit risk. When assigned this rating indicates the obligor has strong capacity to meet its financial obligations but may be vulnerable to adverse economic conditions compared to obligors with higher credit ratings.

ST-2

High certainty of timely payment. Liquidity factors are strong and supported by good fundamental protection factors. Risk factors are very small.